Our People

We have choices, so you have choices. As an Independent Insurance Agent we represent competing insurance companies. Our licensed agents and staff work hard to make sure you have the right protection at an affordable price. We always review your policies at renewal time making sure that you are always getting the right protection at the right price.

Michelle Allen

Personal Lines p270-977-8866

A native of Bowling Green, KY and a graduate of WKU, Michelle Allen joined the Lawton Insurance family in 2017. With more than 16 years of insurance experience, Michelle is experienced in Personal Lines of insurance and is happy to put her years of experience to work for you! She enjoys hiking, kayaking and being outdoors with her family and friends. Come see her at the Lawton Bowling Green office and find out how Michelle can help.


Beverly Divine

Service Team p(270) 754-4881

Beverly Divine is one of Lawton’s Account Managers and started working in the insurance business in 1975. Beverly brings 36 years of expertise to Lawton Insurance. She began working at Lawton in 1996 and specializes in personal lines insurance. From home and auto to boat insurance, Beverly is an expert in finding clients the right coverage for the right price. Beverly and her husband, Norman, reside in Central City and have two sons, Brent and Brandon.


Brian Butt

A native of Franklin, KY, Brian Butt moved to Bowling Green in 1994 to attend Western Kentucky University. Brian began his bright career in insurance in 2007, and has been a member of the Lawton Insurance family since October, 2011. His wife, Beth, and children, Mattie and Carson, keep Brian motivated to succeed and remind him that relationships are built on a strong foundation of trust and competence, and he applies those values in serving his Lawton family, as well.


Bryan Buchanan

Bryan Buchanan is a 2006 graduate of Western Kentucky University with a degree in Management and Dietetics. Bryan has been employed at Lawton Insurance since 2008 and handles sales and service for both commercial and personal insurance needs. He specializes in employee benefits and is a Certified Benefits and Wellness Advisor. Bryan holds four insurance licenses in health, life, property and casualty insurance. Building relationships and providing outstanding service to clients is what matters most to Bryan. Bryan and his wife, Natalie, live in Bowling Green and have one son, Asa Michael.


Jeff Kirby

Jeff Kirby started his career at Lawton Insurance in 2007 as a Producer. Prior to the insurance industry, Jeff worked as the Director of Operations at Muhlenberg Community Hospital for 15 years.  Jeff enjoys interacting daily with people and getting them the right coverage at an affordable price. The feeling of making a difference is very important to Jeff. Jeff and his wife, Jackie, have been married 33 years and have two daughters and three grandchildren.


Johnny Phillips

Originally from Harlan, KY, Johnny Phillips joined the Lawton family in 2011. Holding a bachelor’s degree from University of Kentucky in business administration and having 7 years’ experience as a land manager for a publicly traded energy company, Johnny combines a practical business sense with a warm, personal touch in working with his clients. He currently lives in Bowling Green, KY where he enjoys spending quality time with his wife, Kristin, and his two children, Livi and Henry, and is an avid sportsman. Lawton Insurance is proud to have Johnny on our team.


Judi Noffsinger

Service Team p(270) 754-4881

Judi Noffsinger has been working at Lawton Insurance for over 25 years. Judi has an Associate’s Degree in Business from the University of Kentucky Community College system through Madisonville Community College. Judi is a Certified Professional Secretary (CPS) and an accredited Customer Service Representative (CSR) from Independent Insurance Agents of America. In November 2011, Judi and her husband celebrated their 50th wedding anniversary. They have two children and two grandchildren.


Ross Richey

Owner / President p(270) 543-1124

Ross is President and owner of Lawton Insurance. His passion for providing insurance solutions for clients began while working at Lawton during the summers of his college career. He graduated from Western Kentucky University in 2006 with a Business Management Degree.

Ross’s professional designations are important to him. He recognizes the complexities of the insurance industry and knows he must remain current and knowledgeable of the insurance product in order to best serve his clients. As an alumnus of the State Auto PaceSetter program, he has developed superior methods for providing client-oriented service. He holds the Accredited Advisor in Insurance and the Certified Work Comp Professional designations, and is currently working toward his Certified Risk Management designation.

Involvement and service to the local community has always been a part of Ross’s makeup. He was named Young Entrepreneur of the Year in 2008 by the Greater Muhlenberg Chamber of Commerce. He is currently participating and learning about that local community as a member of the 2012 Class of Leadership Bowling Green.


Kelli Tucker

Service Team p(270) 754-4881

Kelli Tucker has been working for Lawton Insurance for 23 years. Kelli is an Account Manager for Lawton and provides many years of experience in claims, claims management, personal lines agent, is licensed in life and health, and now handles 6 producers in personal and commercial lines. Kelli provides exceptional individual service to clients and their needs and coverages. Kelli her husband, Kevin, have two sons and live in Bremen, KY.


Lee Green

A lifelong Kentucky resident with a Bachelor of Science in Business Administration from Murray State University, Lee Green has 41 years of experience in the insurance business. Since 1976, Lee has been with Lawton Insurance as a commercial lines insurance agent and has spent the last 10 years exclusively as an employer’s benefits agent. Lee also has experience as a claims adjuster and branch manager. Married 40 years to his wife, Judy, Lee enjoys serving the community in various economic development volunteer positions.


Lisa Payton

Service Team p(270) 754-4881

Lisa Payton started her career in the insurance industry in 1979. Since being at Lawton, Lisa has worked as a Claims Representative and then in the sales department as a licensed agent in 1990. With over 30 years of experience, Lisa provides her clients with exceptional personal service and creates life-long relationships. In her spare time, Lisa enjoys spending time with her family and church family. Lisa is married to Dwight and has two daughters, Amanda and Ashley, and four grandchildren.


Star Howard

Service Team p(270) 320-0001

Originally from Nashville, TN, Star Howard started with Lawton Insurance in 2010. She graduated from Western Kentucky University with a degree in Accounting and Management. Star and her husband, Mike, reside in Bowling Green, KY, with their two sons, Austin and Brandon.


Vicki Frye

Service Team p(270) 754-4881

Vicki Frye has 36 years experience in the insurance industry and has played a key role in Lawton’s success since 2003. She began her insurance career at Lawton Insurance in 1975 after graduation from Owensboro Business College. Vicki specializes in commercial insurance and has worked for agencies and insurance companies in several different states. Vicki strives for exceptional service for all of Lawton’s clients on a daily basis. Vicki and her husband, Joe, have been married for 35 years.


Cullen Reynolds

Personal & Commercial Lines Insurance p270-584-5222

Originally from Madisonville, KY, Cullen Reynolds is a recent Business Management graduate of Western Kentucky University and started at Lawton in May of 2018. Cullen specializes in Personal and Commercial Lines of Insurance, and is certain to provide proper coverage as he is a former offensive lineman for the WKU football team. In his free time Cullen enjoys sporting events, hitting the links and time with family and friends. Drop by and you will see that Cullen dedicates as much effort to winning your business as he did to winning 2 Conference USA championships!