About Lawton

Who We Are

We have choices, so you have choices. As an Independent Insurance Agent we represent competing insurance companies. Our licensed agents and staff work hard to make sure you have the right protection at an affordable price. We always review your policies at renewal time making sure that you are always getting the right protection at the right price.


Nestled in the rolling hills of western Kentucky is Central City; a small town that was built on coal mining.It is here that Clyde Allison Lawton, Sr. established his independent agency in 1899, and where the Lawton Insurance family remains today.

After having been passed down from father to son to son-in-law for four generations, the Lawton Insurance throne was proudly handed down to its current owner, Ross Richey, who has upheld his promise to look to the past for guidance and to the future with vigor and innovation.

Today, Lawton Insurance has provided thousands of Kentuckians with affordable insurance coverage and unparalleled customer service. Whether your needs are simple or complex, individual or commercial, Lawton Insurance is dedicated to providing you with the appropriate insurance solution at an affordable price, and forming with you a relationship built on trust and confidence that is sure to stand the test of time. Contact us today to find out how we can serve your insurance needs.

A Lawton Agency

Honesty and trust are the foundation on which each Lawton Agency is built.

We value each of our clients as friends and family, and we understand that it is only by truly listening that we can begin to build those relationships.

We work to discover each person’s individual needs, and we’ll never try to sell you something you don’t need. It’s that kind of trust and respect that has gained the Lawton Insurance family the customer loyalty that we have today, and we know that our future as a Lawton Agency depends solely on our ability to meet and exceed your expectations.

Progress is a wonderful thing, and we look forward to change, but the Lawton tradition of honesty, trust, and respect will always remain.